Kentucky Deed Forms & Templates

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Kentucky property deeds take a few different forms. We’re going to discuss the kinds of deeds you may use to transfer real estate in the state of Kentucky.

Kentucky General Warranty Deed

In Kentucky, general warranty deed transfers the property in question from a grantor, or seller, to a grantee, or buyer.

With this type of deed, the grantor states that they are the legal owner of the property and as such, they are legally allowed to sell it. The seller also guarantees the buyer that the property is clear of any charges against it. If any problems or challenges to the title do come up, the seller is liable, not the buyer. Thus this type of deed offers the most protection to the buyer and is common in Kentucky real estate dealings.

Kentucky Quitclaim Deed

You can use a quitclaim deed to transfer property in the state of Kentuckystate of Kentucky. This kind of deed comes with very few protections for the buyer. It simply states that the seller is relinquishing interest on a property. It does not guarantee there are no other claims to the title or that the seller can sell a property outright.

A quitclaim deed is most commonly used to transfer property between family members and spouses.

Kentucky Special Warranty Deed

This kind of deed only guarantees that the property is clear from encumbrances from the time the current seller has held the property. It does not guarantee a clean title outside of their ownership.

Kentucky Deed of Trust

A property can be transferred via mortgage or deed of trust. Though not all states allow the use of a deed of trust, Kentucky is a deed of trust state.

A deed of trust is an agreement between a home buyer and a lender, who issues a loan for the buyer. The lender, or trustee, holds the title of the property until the buyer repays the loan in full.

FAQs for Kentucky Deed Forms

Here are the commonly asked questions about preparing for a poverty transfer in the state of Kentucky:

File the completed (signed by all required parties), notarized transfer document with the county clerk’s office in the same Kentucky county in which the property is. All filing fees and taxes are due at this time, or the document will not be filed. Make sure to receive a copy of the filed document for your own records.

You can search for a copy of your deed or the deed of a property you wish to obtain by searching the online land records. If the property title you are looking for has not been recorded online then you can visit the county clerk’s office in person, look up the address for the county clerk’s office where your property is located.

When ownership in Kentucky is transferred, an excise tax of $.50 for each $500 of value or fraction thereof, is levied on the value of the property. A copy of your deed is $5.00.

In Kentucky, only an attorney can prepare deeds and mortgages.Find a real estate lawyer in Kentucky to prepare your deed.