Colorado Deed Forms & Templates

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A deed conveys an ownership interest in real property from a current owner, called the grantor, to a new owner, called the grantee. Different Colorado deed forms are used for different types of real property transactions. Here are four of the most common deed forms used in Colorado.

Colorado General Warranty Deed

A Colorado general warranty deed transfers clear and complete title from the grantor to the grantee. Specifically, the Colorado warranty deed guarantees that the grantor owns the property and has the right to transfer complete ownership interest to the grantee.

If at some point in the future the grantee discovers that they were not given clear title to the property, the grantor is responsible for the costs of clearing any title defects. Even if the defect was in a prior owner’s title, the grantor is still liable for clearing it.

Colorado Quit Claim Deed

A Colorado quitclaim deed conveys a grantor’s entire interest in the property to the grantee without any warranties or guarantees of any kind. This means that if there are any clouds or defects in the title, the grantee will have to clear the title themself.

Colorado Special Warranty Deed

In Colorado, a special warranty deed offers the same warranties as a general warranty deed. However, the scope of the guarantees in a Colorado special warranty deed is more limited than a general warranty deed.

Under a specialty warranty deed in Colorado, a grantor only guarantees that there are no clouds of defects on the title related to their ownership. They make no guarantees against prior owners or others who may have caused a defect in the title.

Colorado Deed of Trust

A Colorado deed of trust allows a property owner to transfer their property to a lender as security for a loan. The lender is then legally considered the “trustee” of the property. This means that they can sell the property to collect on the loan without a court order.

In some other states, a lender’s security interest is based on a mortgage rather than a deed of trust.

FAQs

Here are a few frequently asked questions about deeds in Colorado.

You likely received a deed to your property when its prior owner first transferred it to you. However, if your deed has been lost or destroyed, you can get a copy from your county recorder’s office.

Some county recorders allow you to print a non-certified copy of deeds from their website, for free or for a fee.

The cost to transfer a deed in Colorado is a combination of fees and taxes. Some fees are mandated by state law, while other taxes may vary by county. Check with your county clerk and recorder for cost specifics.

A Colorado property deed can be prepared by either of the parties (grantor or grantee), a licensed attorney, or a licensed real estate broker. As of 2019, title insurance companies can also prepare deeds in Colorado.